Liquor Liability Insurance: Cost and Coverage

Insurance for Liquor Stores Liquor store insurance is required for just about any facility that sells spirits or any other form of liquor. Liquor store insurance is an insurance policy that protects liquor stores from third-party claims resulting from an injury or accident caused by someone who was intoxicated after purchasing liquor from that store.

Package liquor stores sell a variety of bottled and packaged alcoholic beverages, including wine and beer, for consumption from the store. Beer kegs may be available. Domestic or foreign sources can be used.

For the things sold, functions must be licenced. Sales of liquor and alcohol may be limited, or the store may also sell soft drinks, nonalcoholic mixers, food, lottery tickets, or other goods. For the convenience of customers, some items may be offered refrigerated. Package liquor retailers are generally open till the early morning hours. They could be privately or corporately held, or they could be solely owned and operated by the state.

This form of insurance Liquor Store Insurance is not limited by covering liquor stores. It also pertains to bars, taverns, and restaurants that regularly offer alcoholic beverages, as well as event organisers, wedding coordinators, and event managers. Individuals arranging a one-time event where alcohol consumption will be served are also included in the liquor store insurance coverage.

Liquor store insurance can protect your business from litigation for as little as $77 a month. Get a quick price and your certificate of insurance immediately.